INSERT INTO RS_HPAY
(
      rs_hmst_seq
    , pay_amt
    , account_nm
    , account_no
    , bank_cd
    , pay_day
    , authno
    , card_name
    , quotaopt
    , daoutrx
    , pay_type
    , in_yn
    , ins_dt
    , ins_id
)
 VALUES
(
      :rs_hmst_seq
    , :pay_amt
    , :account_nm
    , :account_no
    , :bank_cd
    , :pay_day
    , :authno
    , :card_name
    , :quotaopt
    , :daoutrx
    , :pay_type
    , :in_yn
    , NOW()
    , :user_id
)